What steps would I need to take to protect my small business from liability claims in Florida?

To protect your small business from liability claims in Florida, there are several steps you can take:

1. Register your business: Registering your small business as a limited liability company (LLC) or corporation can limit your personal liability for any lawsuits or debt the business may incur.
2. Obtain appropriate insurance: Depending on the type of business you have, obtaining appropriate insurance can protect you from liability claims. This includes general liability insurance, professional liability insurance, product liability insurance, and commercial property insurance.
3. Create and enforce policies: Developing clear policies and procedures for your business can help reduce the risk of lawsuits. For example, having an employee handbook with anti-discrimination policies in place can help prevent discrimination lawsuits.
4. Use contracts and waivers: When working with clients or customers, using contracts or waivers can help protect your business from liability. These documents can outline the responsibilities of each party and limit your liability if something goes wrong.
5. Make safety a priority: Creating a safe environment for employees and customers can reduce the risk of accidents and lawsuits. This includes maintaining safe equipment and facilities, providing proper training, and following all applicable safety regulations.

It is important to note that there may be limitations or exceptions to these steps. For example, insurance policies may not cover certain types of claims or activities. It is always recommended to consult with a licensed attorney to ensure you are fully protected from liability claims specific to your business.