--- title: What should I do if I've been denied coverage by my insurance company? description: "\"Legal FAQs provides expert advice on what to do if your insurance company denies coverage. Read our blog to learn how to appeal the decision and protect your rights. Trust our team to help you navigate the complex insurance claims process.\"" image: https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg --- [Skip to content](https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company#main-content) [LegalFAQ.ai](https://www.legalfaq.ai/) - [Home](https://www.legalfaq.ai) - [Blog](https://www.legalfaq.ai/blog) - [FAQ Library](https://www.legalfaq.ai/faqs/all) Open main navigation Close main navigation - [Home](https://www.legalfaq.ai) - [Blog](https://www.legalfaq.ai/blog) - [FAQ Library](https://www.legalfaq.ai/faqs/all) - [Ask a question](https://www.legalfaq.ai/ask) [Ask a question](https://www.legalfaq.ai/ask) [All posts](https://www.legalfaq.ai/faqs/all) March 22, 2023 # What should I do if I've been denied coverage by my insurance company? ![Picture of Chris Battis](https://www.legalfaq.ai/hs-fs/hubfs/battis-mug.jpg?width=50&name=battis-mug.jpg) By  [Chris Battis](https://www.legalfaq.ai/faqs/author/chris-battis)  ·  1 minute read ## How to Pursue a Denied Insurance Claim As a lawyer, if you have been denied coverage by your insurance company, there are a few steps you can take to pursue your claim: 1. Review your insurance policy: Check your insurance policy to understand the terms and conditions of the coverage you have been denied. Make sure that your claim fits within the scope of your policy and is not excluded. 2. Request written explanation: Ask your insurance company to provide you with a written explanation for why they denied your claim. This explanation should include the specific language in your policy that supports their decision. 3. File an appeal: Many insurance companies offer an appeal process for denied claims. File an appeal using the instructions provided by your insurance company. Make sure to include any additional information that may support your claim, such as medical records, police reports, or eyewitness accounts. 4. Contact your state insurance regulator: If your appeal is denied, or you are not satisfied with the explanation provided by your insurance company, contact your state insurance regulator. They may be able to help you navigate the claims process and provide additional resources. 5. Consult with an attorney: If you have been denied coverage by your insurance company, it may be helpful to consult with an attorney experienced in insurance law. They can help you understand your rights and legal options. It is important to note that there may be limitations or exceptions to the above advice depending on the specific circumstances of your case. Additionally, pursuing a legal claim can be a complex and time-consuming process, so it may be helpful to seek legal assistance if you are unsure about how to proceed. Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company) [twitter icon](https://twitter.com/intent/tweet?url=https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company) [envelope icon](mailto:?body=https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company) ## Related posts [![](https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg)](https://www.legalfaq.ai/faqs/what-are-the-different-types-of-insurance-policies-that-i-should-consider-purchasing-for-my-business) [Insurance Law](https://www.legalfaq.ai/faqs/tag/insurance-law) ### [What are the different types of insurance policies that I should consider purchasing for my business?](https://www.legalfaq.ai/faqs/what-are-the-different-types-of-insurance-policies-that-i-should-consider-purchasing-for-my-business) [![](https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg)](https://www.legalfaq.ai/faqs/how-can-an-insurance-lawyer-help-with-my-claim-if-my-insurance-company-denies-coverage) [Insurance Law](https://www.legalfaq.ai/faqs/tag/insurance-law) ### [How can an insurance lawyer help with my claim if my insurance company denies coverage?](https://www.legalfaq.ai/faqs/how-can-an-insurance-lawyer-help-with-my-claim-if-my-insurance-company-denies-coverage) [![](https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg)](https://www.legalfaq.ai/faqs/what-kind-of-insurance-coverage-does-my-business-need-to-protect-against-liability-lawsuits) [Insurance Law](https://www.legalfaq.ai/faqs/tag/insurance-law) ### [What kind of insurance coverage does my business need to protect against liability lawsuits?](https://www.legalfaq.ai/faqs/what-kind-of-insurance-coverage-does-my-business-need-to-protect-against-liability-lawsuits) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Chris Battis", "url" : "https://www.legalfaq.ai/faqs/author/chris-battis" }, "datePublished" : "1970-01-01T00:00:00.000Z", "headline" : "What should I do if I've been denied coverage by my insurance company?", "image" : [ "https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg" ], "mainEntityOfPage" : { "@id" : "https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject" }, "name" : "LegalFAQ.ai" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Article", "headline" : "What should I do if I've been denied coverage by my insurance company?", "image": "https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg", "author": { "@type": "Person", "name": ["Chris Battis"], "url": "https://www.legalfaq.ai/faqs/author/chris-battis" }, "publisher": { "@type": "Organization", "name": "LegalFAQ.ai", "logo": { "@type": "ImageObject", "url": "" } }, "description": ""Legal FAQs provides expert advice on what to do if your insurance company denies coverage. Read our blog to learn how to appeal the decision and protect your rights. Trust our team to help you navigate the complex insurance claims process."", "datePublished": "1970-01-01T00:00:00+0000", "url" : "https://www.legalfaq.ai/faqs/what-should-i-do-if-ive-been-denied-coverage-by-my-insurance-company" } ```