As a lawyer, I can advise that you must report any circumstances related to the accident that are mentioned in your insurance policy to your insurance company in the event of an accident. This would typically include information such as: the date and time of the accident, the location of the accident, the names, and contact information of any other drivers or witnesses involved, the make and model of the vehicles, the extent of the damages, and any injuries sustained.
It is important to review your insurance policy carefully to determine the specific circumstances that you are required to report, as policies may vary. Failure to report required information promptly could result in a denial of coverage, and you may be responsible for paying any damages or expenses related to the accident out-of-pocket.
If you are uncertain about your insurance policy requirements or have concerns about the claims process, it is advisable to speak with an experienced attorney who can provide guidance on your legal rights and obligations. It may also be helpful to gather any relevant documentation related to the accident, such as photos or witness statements, to support your insurance claim.
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