What are my legal responsibilities as a small business owner in Ohio if an employee is injured on the job?
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As a small business owner in Ohio, you have legal responsibilities if an employee is injured on the job that are governed by state law. Ohio's Workers' Compensation Law outlines the duties of employers and employees in case of a workplace injury.
Firstly, as an employer, you are required to carry workers' compensation insurance, which provides benefits to employees who suffer work-related injuries or illnesses. The law requires that all employers with one or more employees carry workers' compensation insurance. Failure to do so can result in fines and legal penalties.
If an employee is injured on the job, you should take immediate steps to provide medical attention and call emergency services if necessary. You are also required to report the injury to your workers' compensation insurance carrier within the statutory deadlines. Failure to report the injury in a timely manner could result in penalties or denial of the claim.
In addition, you are required to cooperate with the workers' compensation insurance carrier, as well as the Ohio Bureau of Workers' Compensation, throughout the claims process. This includes providing accurate information about the injury and the circumstances surrounding it, as well as allowing the employee to seek medical treatment and providing any necessary accommodations as recommended by the treating physician.
If you fail to meet your obligations under Ohio's Workers' Compensation Law, you could be subject to legal penalties and fines, as well as civil liability for the employee's injuries. It is important to consult with a qualified attorney who can provide guidance and assistance in navigating the workers' compensation system.
In summary, as a small business owner in Ohio, you have legal responsibilities if an employee is injured on the job, including carrying workers' compensation insurance, reporting the injury in a timely manner, providing medical attention and accommodation, and cooperating with the workers' compensation process. Failure to meet these obligations could result in legal penalties and civil liability.
