---
title: How can an insurance lawyer help me with a denied claim?
description: "\"Looking for answers on how to handle a denied insurance claim? Turn to Legal Faqs for expert advice from an experienced insurance lawyer. Discover the steps you need to take to appeal your case and get the compensation you deserve.\""
image: https://www.legalfaq.ai/hubfs/LegalFAQ/insurance-legal-faqs.jpg
---

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 May 16, 2023

# How can an insurance lawyer help me with a denied claim?

![Picture of Chris Battis](https://www.legalfaq.ai/hs-fs/hubfs/battis-mug.jpg?width=50&name=battis-mug.jpg) By  [Chris Battis](https://www.legalfaq.ai/faqs/author/chris-battis)  ·   1 minute read

An insurance lawyer can be quite helpful in a denied claim situation. Insurance companies are in the business of making money and the determination of whether or not to payout on a claim is usually made by an adjuster in the insurance company. Adjusters are not attorneys and they often make decisions based on incomplete information or without consideration of the law. An insurance lawyer can help you understand your legal rights and obligations regarding the denied claim, can explain the terms of the policy, and help you navigate the appeals process.

When you first receive notice of a denied claim, it is important to review your policy and to try to determine why the claim was denied. If you still cannot understand why the claim was denied, an insurance lawyer can help you review the policy and determine if the insurance company has breached the policy terms. Your lawyer can also help you understand if there are any applicable laws that may help you recover. For example, every state has laws that require insurance companies to act in good faith and fairly with their customers, and if the insurance company has acted in bad faith, then you may have a claim for damages beyond your initial claim.

If your claim was denied and you believe that the insurance company has breached the policy or violated any laws, then you may need to file a lawsuit against the insurance company. Your insurance lawyer can help you understand whether or not this is a viable option, and if so, they can help you file the lawsuit and prepare for trial. In some instances, simply having a lawyer on your side may be enough to convince the insurance company to reverse their decision and pay out your claim.

In summary, an insurance lawyer can help you navigate the complex world of insurance claims, especially when a claim has been denied. They can help you understand the policy and applicable laws, file a lawsuit if necessary, and negotiate with the insurance company to try to work out a fair settlement. It is important to remember though, that every case is unique and there is no guarantee of a particular outcome. Therefore it is important to consult with a licensed attorney who can provide specific legal advice based on your situation.

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